ASSET FINANCE / VEHICLE LEASING FINANCE

Finance Your Equipment. Fuel Your Growth.

At ZB Commercial, we help businesses acquire the vehicles, machinery, and equipment they need without tying up vital working capital. Our asset finance solutions allow you to spread the cost of essential assets, preserve cash flow, and confidently invest in growth.

Whether you’re upgrading a fleet, purchasing new technology, or releasing value from existing assets, we tailor finance that works with your business, not against it.

💼 What Is Asset Finance?

Asset finance is a flexible way to fund business-critical equipment and vehicles. Instead of paying upfront, you repay in manageable instalments over time, often with tax-efficient benefits.

Common Types of Asset Finance:

  • Hire Purchase
    Own the asset at the end of the term with fixed monthly repayments.
  • Finance Lease
    Rent the asset while retaining flexibility, with options to extend or upgrade.
  • Operating Lease
    Use the asset for a fixed term without ownership — great for assets that depreciate quickly.
  • Asset Refinance
    Unlock working capital from equipment or vehicles you already own.

✅ Why Choose ZB Commercial?

🏦 Access to Specialist Lenders

We work with a wide range of asset finance providers, including banks, independents, and industry-specific funders.

📐 Tailored Solutions

We structure your finance around your cash flow, asset life, and business goals.

⚡ Fast Approvals & Funding

Get decisions in 24–48 hours and funding shortly after. We work quickly so you can stay on schedule.

🧠 Industry Knowledge

From haulage and construction to printing and manufacturing, we understand your sector and what lenders look for.

🏗️ What Can You Finance?

  • Commercial vehicles (vans, trucks, HGVs)
  • Machinery and plant equipment
  • Agricultural equipment
  • Office technology and IT systems
  • Medical, fitness, and salon equipment
  • Retail and hospitality fittings
  • Manufacturing tools and production lines

If it’s business-critical and tangible, we can likely fund it.

💡 Benefits of Asset Finance

  • Preserve cash flow and working capital
  • Fixed monthly payments for easy budgeting
  • Potential tax advantages (speak to your accountant)
  • Keep your business competitive with up-to-date equipment
  • Spread the cost of high-value purchases

📞 Ready to Finance New Equipment?

Whether you’re looking to acquire new assets, upgrade ageing equipment, or unlock capital from what you already own, ZB Commercial delivers asset finance solutions that work for your business.

Scroll to Top