Funding Ambition. Building Success.

At ZB Commercial, we connect property developers with flexible, intelligent development finance solutions tailored to meet the demands of modern construction projects. Whether you’re building from the ground up or converting an existing structure, we secure the proper funding structure to bring your vision to life, on time and budget.

💼 What Is Development Finance?

Development finance is a short- to medium-term funding solution to support building, renovating, or converting property costs. It’s typically structured as:

• Senior Debt
  Covers the majority of land and build costs.

• Mezzanine Finance
  Top-up funding to boost leverage with minimal equity.

• Equity/Joint Venture Funding
  Ideal for developers looking to share risk and capital contribution.

ZB Commercial provides access to various development lenders, including specialist banks, private funds, family offices, and institutional capital.

✅ Why Choose ZB Commercial?

🧠 Expert Deal Structuring

We don’t just source funding — we build the right capital stack. From land acquisition to exit strategy, we tailor every aspect of your finance.

🏦 Access to Specialist Lenders

We work with lenders who understand development, offering higher leverage, staged drawdowns, and more favourable pre-sales or planning terms.

⚡ Speed & Certainty

In development, timing is everything. We move quickly to secure terms and provide certainty so you can stay on schedule.

🧩 Additional Services

• Joint Venture & Equity Funding
  Partner with equity investors who believe in your project.

• Development Exit Finance
  Refinance your completed project to hold or reduce costs while marketing units.

• Pre-Planning Bridging Loans
  Secure land while you progress with planning, with or without full consent.

📞 Ready to Build?

From boutique residential schemes to large-scale mixed-use projects, ZB Commercial delivers innovative development finance solutions that make blueprints a reality. Let’s finance your next build with confidence.