Unlock the Cash in Your Sales Ledger

Struggling with slow-paying customers? At ZB Commercial, we help businesses release tied-up capital through tailored invoice finance solutions, so you can access the working capital you need when needed.

Whether you’re facing a cash flow crunch, looking to grow, or want more control over your finances, our expert brokers will match you with the right funding partner — fast, flexible, and built around your business.

🔍 What Is Invoice Finance?

Invoice finance allows businesses to advance funds against unpaid invoices, giving them access to up to 90% of their invoice value within 24–48 hours.

Types of invoice finance we offer:

Invoice Factoring
Get funding and outsource credit control — ideal for growing businesses needing cash and collections support.

Invoice Discounting
Confidential funding that allows you to maintain control of your debtor relationships.

Selective/Spot Invoice Finance
Fund one invoice at a time with no long-term commitment — perfect for occasional cash flow boosts.

✅ Benefits of Invoice Finance

• Fast Access to Cash
  Turn unpaid invoices into working capital within 24–48 hours.
• Flexible & Scalable
  Funding grows with your turnover — no need for reapplication.
• Improved Cash Flow
  Bridge the gap between billing and payment without relying on loans or overdrafts.
• No Need for Assets
  Based on your receivables, not your property or equipment.
• Stronger Supplier Relationships
  Pay bills and staff on time, even if your customers pay late.

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🧠 Why Choose ZB Commercial?

🏦 Extensive Lender Network

We work with leading invoice finance providers, challenger banks, and fintech firms, giving you access to the best rates and terms.

📐 Tailored to Your Business

From construction to recruitment, manufacturing to logistics — we match solutions to your industry, client base, and invoice cycles.

🤝 Unbiased, Expert Advice

We’re independent brokers focused solely on finding what works for you, not what works for the lender.

⚡ Speed & Support

From consultation to funding, we move quickly — and we’re with you every step of the way.

📞 Let’s Unlock Your Working Capital

Stop waiting 30, 60, or 90 days for payment. Let ZB Commercial help you improve cash flow, take control, and grow with confidence through strategic invoice finance.